Do you find it strange when someone tells you they don’t do online banking or shopping? We live in a day and age where online transactions are a part of our daily lives. Unfortunately, cybercrime is also part of this convenient reality. The best method to protect yourself and your finances is to be vigilant when you complete online transactions.
Because so many of our interactions are completed in cyberspace, we thought we should share transaction safety tips.
- Invest in antivirus and firewall software for your personal computer to ensure that your personal data are protected.
- Never give anyone your ID number or personal information, unless you are hundred present sure who’s assisting you.
- Keep all your sensitive information in a safe place.
- Do not respond to emails asking for your account details or to update your account information via a link in the mail.
- We will never ask for your banking or account details via email, post or SMS. We will either request that you to log in online or we’ll verify your account by asking security questions when we assist you telephonically.
- Always check the website URL to ensure that it’s secure, before you submit your banking or personal details. If the page is secure, it will start with HTTPS, not just HTTP.
- Double-click on the small lock icon in the URL bar. If there is a drop-down menu that explains the site’s security, it’s secure. However, if you double-click on the icon and nothing happens, do not submit your information as it might be a fraudulent site.
- Change your passwords regularly, and don’t give it to anyone you don’t know or trust. Also, NEVER use 123456, password, 000000 or abcdef.
- Be careful about what you post on social media and make sure your security features on these platforms are in place, criminals can use information gained there to steal your identity.
- Go through your bank statements frequently. In this way, you can identify unusual activity in your account. Should you find something, contact your bank immediately.
If you are unsure about anything, you can always phone us on 084 11 438 48 – day or night. As a GetMore or GetMore Plus member, you can also make use of our free financial and legal advice, where a qualified professional will assist you.
Information source: SARS